An Initiative of De Koshur Crafts USA

artstay | The Global Kashmir Tourism & Craft Convergence Portal

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Payments & Billing

Payment Terms

These terms explain how payments, charges, fees, billing events, and transaction responsibilities are handled through ArtStay.

Last Updated: March 2026
1

Overview

These Payment Terms apply to all transactions, paid bookings, and service requests made through the ArtStay platform. By completing a payment, you agree to follow these rules and our related billing procedures.

2

Payment Methods

ArtStay accepts various digital payment methods, including major credit cards, verified regional payment gateways, and other secure transaction channels. All payments are processed through licensed third-party payment providers to ensure security and compliance.

3

Charges & Billing

When you submit a reservation request, you may be charged a partial deposit, full prepayment, or a platform service fee as specified during the booking flow. All charges are displayed in our platform currency unless otherwise clearly indicated.

4

Taxes & Fees

Booking amounts displayed on the platform may be inclusive or exclusive of local taxes, service charges, and regional fees depending on the specific service and provider. Please review the detailed price breakdown before finalizing your transaction.

5

Currency & Conversion

For international transactions, currency conversion rates are determined by your bank, card issuer, or our payment processor. ArtStay is not responsible for any additional fees, charges, or variations in conversion rates applied by your financial institution.

6

Refund Handling

Approved refunds are processed back to the original payment method used during the transaction. Please note that bank processing times, currency fluctuations, and third-party fees may affect the final amount and timing of your refund.

7

Failed or Suspicious Transactions

ArtStay reserves the right to review, hold, or cancel any transaction suspected of fraudulent activity, unauthorized use, or platform misuse. If a payment is declined, your reservation request will be automatically placed on hold pending a successful transaction.

8

Payment Processor Role

All transaction-related data and financial processing are handled by our secure payment partners. ArtStay does not store your full card details or sensitive bank information directly on our platform servers.

Billing Note

Important: Payment confirmation depends on successful authorization, fraud checks, and processor approval. Certain charges may remain pending until final booking logic is completed.

Legal Communications

Questions regarding our policies, platform standards, or legal frameworks should be routed to our compliance desk.

Official Legal Channellegal@kashmirartstay.com